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你知道资产评估报告吗?有了它投资更安全!

发布时间:2018-07-13来源:欢乐合家
<p><span style="text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;"><br/></span></p><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 80%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 80%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; text-align: center; color: rgb(211, 168, 9); line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></section></section></section><p></p><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">最近暴雷的平台有点多,投资人都有些慌了。其实根据网贷之家的数据,停业及问题平台是一直趋于减少的,整个行业也在朝着良性方向发展。</p></section></section></section><p></p><p><br/></p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;</p><p><span style="text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;"><br/></span></p><p style="text-align: center;"><img width="100%" src="http://image.hejiajinrong.com/medium/2018613/lwjinyzm8trv4zh3ctwi9alg5rzgb2sr.jpg"/></p><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">但确实最近出事情的平台有点多,这也是由于<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">整体监管趋严,加上大环境的资金流动性紧张,</strong>导致了一些平台接连暴雷。这些平台暴雷的根本原因,在于<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">底层资产上出了严重问</strong><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">题</strong>,要么底层资产是虚假的纯属骗钱;要么底层资产质量太差,无法偿还投资人本息,才导致逾期和暴雷。</p></section></section></section><p></p><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">据统计,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">6月问题平台一半以上都是高返平台,</strong>年化收益率超过50%,还有很多暴雷平台是<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">线下理财模式</strong>。根据公安机关公布的调查情况,这些暴雷的高返平台和线下理财平台,根本就没有真实的底层资产,是靠发假标来骗投资人的钱,借旧还新拆东墙补西墙,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">说到底就是披着P2P外衣的旁氏骗局。</strong><br style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"/></p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">还有一些平台出现逾期、暴雷,是因为<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">底层资产质量太差</strong>。比如有的P2P平台底层资产主要是无抵押信用贷,但因为风控能力不够,绝大部分借款人都不还钱当老赖,平台也就没资金来偿还投资人本息。<br style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"/></p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">对咱们投资人而言,要想避开这一波雷潮,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">投资就得务实,</strong>不能偷懒了,别以为投资那些靠广告、营销包装出来的所谓的“大的”、“著名的”平台肯定没事儿。<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">现在必须得关注自己投资的每一个产品的底层资产情况,因为这才是保证资金安全最重要的东西。</strong></p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">但是很多投资人比较苦恼的是,自己又不是专业搞金融的,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">怎么能看得清楚平台的底层资产安不安全呢?</strong>合家君告诉你,除了关注产品信息透明外,你可以<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">重点关注平台是否持有《资产评估报告》,通过这份报告就能了解平台资产的真实性和安全性。</strong>什么资产评估报告?<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">这可不是互金平台做做样子、走走形式,自己评估的,<span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">而是必须由具有资质的专业评估机构出具!</span></strong></p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 10px 0px; padding: 0px; text-align: center; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 10px; border: 1px solid rgb(192, 200, 209); border-image: none; width: 609.29px; display: inline-block; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; background-color: rgb(239, 239, 239);"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; text-align: justify; line-height: 2.5; letter-spacing: 1px; font-size: 13px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; white-space: normal; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">资产评估报告</strong>是指资产评估机构及其资产评估专业人员遵循法律、行政法规和资产评估准则,根据委托履行必要的资产评估程序之后,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">由资产评估机构对评估对象在评估基准日特定目的下的价值出具的专业报告。</strong></p></section></section></section><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; text-align: left; font-size: 13px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; text-align: justify; line-height: 2.5; letter-spacing: 1px; font-size: 13px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; white-space: normal; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">在评估报告正文中,包括评估目的、评估对象和评估范围、评估基准日、评估过程和情况,评估价值等等...</p></section></section></section></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">啥叫专业评估机构?根据规定,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">资产评估机构必须由<span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">省级财政主管部门</span>设立审批,</strong>比如只有获得了浙江省财政厅颁发的《资产评估资格证书》,那么这家公司才具有资产评估资质,才可以从事国有及非国有资产的评估业务。</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">国家也越来越重视不良资产的评估,</strong>2017年9月13日,中国资产评估协会专门下发了《金融不良资产评估指导意见》。</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">要对不良资产进行评估,</strong>资产评估师需前往现场进行勘察、市场调查与询证等工作,充分考虑当地经济环境和债权交易市场情况,再结合资产管理公司处置不良资产的特殊性及企业的实际情况(如企业性质、贷款逾期时间、行业类别及经营资格状况等因素)确定债权价值,并出具债权价值(评估)分析报告。</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">总结整个专业评估流程,就是<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">根据评估对象现状、委托方收购不良资产的处置方案以及对影响资产价值等多方面因素进行综合分析,最终确定不良资产的价值。</strong></p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">可以说,有了如此专业的资产评估,对我们这些关注资产信息披露的投资人而言,就是<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">看到了</span><span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">借款企业(发行方)还款能力强有力的保证:</span>不仅保证了资产的真实性、也专业评估了资产的价值,让投资人的兑付有了足够的安全边际保障。</strong>底层资产有了这样的“透明度”,作为投资人你还有啥不放心?这才是投资人最需要关注的事儿!</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">合家作为专注不良资产的互金平台,一直在通过多方面措施<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">监控</strong><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">审查发行方相关不良资产的真实性和安全性,</strong><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">从而确保投资人的本息安全。</strong></p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">&nbsp;</p></section></section></section><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">合家首先会<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">通过一些正规的法律文件,来确认发行方相关不良资产的真实性。</strong></p><span id="_baidu_bookmark_start_21" style="line-height: 0px; display: none;">‍</span></section></section></section><section powered-by="xiumi.us"><section><section><p style="text-align: center;"><img width="100%" src="http://image.hejiajinrong.com/medium/2018613/t9jzspx0hs0pge5f1qm2funggc8sth4n.jpg"/></p><p style="text-align: center;"><img width="100%" src="http://image.hejiajinrong.com/medium/2018613/8hvp76l6rfziqj8qc3s1qyb4ivffxu4q.jpg"/></p><p style="text-align: center;">&nbsp;<span style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;">法院判决文件示例</span></strong></span></p><p><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;">合家还对资产审核有着严格风控,</span></span><strong><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"></span><strong style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; line-height: 35px; text-indent: 0px; letter-spacing: 1px; font-family: -apple-system-font, BlinkMacSystemFont,;" helvetica="" pingfang="" hiragino="" sans="" microsoft="" yahei="" break-word="">通过第三方机构出具的资产评估报告,来确保发行方底层资产足够偿付借款本息。</strong></span></strong><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;">合粉们注意,下面就是一份合家理财产品相关底层资产的资产评估报告,这是由第三方专业机构出具的客观评估。</span></span></span></p><p><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><br/></span></span></span></span></span></span></p><p style="text-align: center;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><img width="100%" src="http://image.hejiajinrong.com/medium/2018613/n0ht3t1u2cet2ljurepqt1ck58t7noaa.jpg"/></span></span></span></p><p style="text-align: center;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;">《资产评估报告》估价表单示例</span></strong></span></span></span></p><p><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"></span></strong></span></span></span></p><p><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><br/><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></p><section style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 0.54px; word-spacing: 0px; white-space: normal; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box; widows: 1; background-color: rgb(255, 255, 255); -webkit-text-stroke-width: 0px;"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;" powered-by="xiumi.us"><section style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><section style="margin: 0px; padding: 0px 10px; line-height: 2.5; letter-spacing: 1px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;">你们可以发现,评估报告针对债权相关的每一笔不动产,都进行了单独的价值评估,并且详细说明了评估的依据。<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">借款人通过合家想投资人募集的资金金额,一直是远远低于所对应资产的评估价值的,也就是说借款人处置完毕这些资产之后,是<span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">有足够资金来偿还投资人本息</span>的。</strong><br style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"/></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></strong></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">秉承着<span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">主动、开放、透明</span>的初心,合家决定采取三大措施,将</strong><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">资产信息披露做到更透明,让大家更放心。</strong></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(211, 168, 9); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></span></strong></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">首先,我们会</span><strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">要求发行方打破传统概念上的商业机密,让投资人也可以查看资产评估报告,发行方也表示理解并认可合家的这一要求,并已经积极展开配合。</span></strong><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">今后投资人可以在合家APP上,看到你购买产品所对应的详细的资产评估报告。我们还将继续举行合家开放日活动,投资人可以我们办公室,来查阅自己投资产品对应的各项原始合同和评估报告。</span></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></span></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">其次,<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">合家所有理财产品所涉及的相关合同,以及所对应底层资产的信息,我们都将会在第三方机构进行备案,</strong>方便投资人随时查阅。</span></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></span></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">第三,我们还将<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">公布发行方的承诺函:</strong>发行方承诺在合家借款的资金用途合法合规,专款专用;<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">承诺资产处置清收回款优先用于偿还在合家平台的借款。</strong>承诺所有的不良资产债权真实、有效,合家有权随时审核、跟踪相关资产。</span></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"></span></p><p style="margin: 0px; padding: 0px; clear: both; -ms-word-wrap: break-word !important; min-height: 1em; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(62, 62, 62); -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">合粉们都知道,合家君一向说到做到。<strong style="margin: 0px; padding: 0px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;">上面预告的这三大措施,合家将从下周开始逐一落实。</strong></span></p></section></section></section></section><p><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><span style="margin: 0px; padding: 0px; font-size: 14px; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; -ms-word-wrap: break-word !important; max-width: 100%; box-sizing: border-box;"><span style="margin: 0px; padding: 0px; text-align: justify; color: rgb(51, 51, 51); text-transform: none; text-indent: 0px; letter-spacing: 1px; word-spacing: 0px; float: none; display: inline !important; -ms-word-wrap: break-word !important; max-width: 100%; -webkit-text-stroke-width: 0px;"><strong><span style="color: rgb(160, 160, 160); font-family: Microsoft YaHei UI; font-size: 12px;"><br/></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></span></strong></span></span></span></p></section></section></section><p></p><p><br/></p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;</p><p>&nbsp;</p>